BANK OF INDIA RATU IFSC Code
BKID0004945
Verified
IFSC Code Breakdown
BKID
Bank Code
0
Zero
004945
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for BKID0004945
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The RATU branch of BANK OF INDIA is located in RATU, JHARKHAND. This branch handles NEFT, RTGS, and IMPS transactions for the RATU area. The IFSC code BKID0004945 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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