BANK OF INDIA SARAM IFSC Code
BKID0005964
Verified
IFSC Code Breakdown
BKID
Bank Code
0
Zero
005964
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for BKID0005964
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The SARAM branch of BANK OF INDIA is located in SARAM, JHARKHAND. This branch handles NEFT, RTGS, and IMPS transactions for the SARAM area. The IFSC code BKID0005964 is required for all electronic fund transfers to this branch.