ESAF SMALL FINANCE BANK LIMITED CHANGARAMKULAM IFSC Code
ESMF0001137
Verified
IFSC Code Breakdown
ESMF
Bank Code
0
Zero
001137
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for ESMF0001137
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The CHANGARAMKULAM branch of ESAF SMALL FINANCE BANK LIMITED is located in MALAPPURAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the PONNANI area. The IFSC code ESMF0001137 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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