ESAF SMALL FINANCE BANK LIMITED KALKANDY IFSC Code
ESMF0001704
Verified
IFSC Code Breakdown
ESMF
Bank Code
0
Zero
001704
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for ESMF0001704
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The KALKANDY branch of ESAF SMALL FINANCE BANK LIMITED is located in PALAKKAD, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the KALKANDY area. The IFSC code ESMF0001704 is required for all electronic fund transfers to this branch.