THE GUJARAT STATE COOPERATIVE BANK LIMITED THE SURAT MERCANTILE CO OP BANK LTD PANDESARA IFSC Code
IFSC Code Breakdown
GSCB
Bank Code
0
Zero
SMCB13
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for GSCB0SMCB13
THE GUJARAT STATE COOPERATIVE BANK LIMITED
THE SURAT MERCANTILE CO OP BANK LTD PANDESARA
GSCB0SMCB13
395245013
SHOP NO - 1 TO 4, RAJESHWAR PLAZA, HIGHER GROUND FLOOR, OPP. B.R.C. TEMPLE, NR. RELIANCE PETROL PUMP, UDHNA MAIN ROAD, UDHNA, SURAT - 394210.
SURAT
SURAT
GUJARAT
261
2890512
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The THE SURAT MERCANTILE CO OP BANK LTD PANDESARA branch of THE GUJARAT STATE COOPERATIVE BANK LIMITED is located in SURAT, GUJARAT. This branch handles NEFT, RTGS, and IMPS transactions for the SURAT area. The IFSC code GSCB0SMCB13 is required for all electronic fund transfers to this branch.