INDIAN OVERSEAS BANK ERNAKULAM IFSC Code

    IOBA0000024
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    000024

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0000024

    Bank

    INDIAN OVERSEAS BANK

    Branch

    ERNAKULAM

    IFSC Code

    IOBA0000024

    MICR Code

    682020002

    Address

    40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035

    City

    KOCHI

    District

    ERNAKULAM

    State

    KERALA

    Phone

    2384395

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The ERNAKULAM branch of INDIAN OVERSEAS BANK is located in ERNAKULAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the KOCHI area. The IFSC code IOBA0000024 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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