INDIAN OVERSEAS BANK KOTTAYAM IFSC Code
IOBA0000040
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
000040
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0000040
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The KOTTAYAM branch of INDIAN OVERSEAS BANK is located in KOTTAYAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the KOTTAYAM area. The IFSC code IOBA0000040 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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|---|---|---|
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