INDIAN OVERSEAS BANK PHAGWARA IFSC Code

    IOBA0000344
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    000344

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0000344

    Bank

    INDIAN OVERSEAS BANK

    Branch

    PHAGWARA

    IFSC Code

    IOBA0000344

    MICR Code

    144020202

    Address

    OPP. BUS STAND,G.T. RD,PHAGWARA

    City

    PHAGWARA

    District

    KAPURTHALA

    State

    PUNJAB

    STD Code

    1824

    Phone

    260430

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The PHAGWARA branch of INDIAN OVERSEAS BANK is located in KAPURTHALA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the PHAGWARA area. The IFSC code IOBA0000344 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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