INDIAN OVERSEAS BANK KUMBANAD IFSC Code

    IOBA0000436
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    000436

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0000436

    Bank

    INDIAN OVERSEAS BANK

    Branch

    KUMBANAD

    IFSC Code

    IOBA0000436

    MICR Code

    689020202

    Address

    WARD NO V BY 298 A, KUMBANAD PIN 689547

    City

    KUMBALANGY

    District

    ERNAKULAM

    State

    KERALA

    Phone

    2664237

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The KUMBANAD branch of INDIAN OVERSEAS BANK is located in ERNAKULAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the KUMBALANGY area. The IFSC code IOBA0000436 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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