INDIAN OVERSEAS BANK UDYOGAMANDAL INDL IFSC Code

    IOBA0000439
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    000439

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0000439

    Bank

    INDIAN OVERSEAS BANK

    Branch

    UDYOGAMANDAL INDL

    IFSC Code

    IOBA0000439

    MICR Code

    682020007

    Address

    111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501

    City

    ELOOR

    District

    ERNAKULAM

    State

    KERALA

    Phone

    2545873

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The UDYOGAMANDAL INDL branch of INDIAN OVERSEAS BANK is located in ERNAKULAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the ELOOR area. The IFSC code IOBA0000439 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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