What bank does IFSC IOBA0000981 belong to?

IOBA0000981 belongs to INDIAN OVERSEAS BANK, THENMALAI branch.

What is the address of IOBA0000981?

MAIN ROAD THENMALAI PIN 627770, THENMALAI, TIRUNELVALI, TAMIL NADU

Can I use IOBA0000981 for NEFT, RTGS, and IMPS?

Yes, IFSC codes are used for all electronic fund transfers including NEFT, RTGS, and IMPS.

INDIAN OVERSEAS BANK THENMALAI IFSC Code

IOBA0000981

Verified

IFSC Code Breakdown

IOBA

Bank Code

Zero

000981

Branch Code

Note: The 5th character is always the digit zero (0), not the letter O.

Branch Details for IOBA0000981

Bank

INDIAN OVERSEAS BANK

Branch

THENMALAI

IFSC Code

IOBA0000981

MICR Code

627020049

Address

MAIN ROAD THENMALAI PIN 627770

City

THENMALAI

District

TIRUNELVALI

State

TAMIL NADU

Phone

250238

How to Use This IFSC

NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

Last Updated: Feb 2026

About this Branch

The THENMALAI branch of INDIAN OVERSEAS BANK is located in TIRUNELVALI, TAMIL NADU. This branch handles NEFT, RTGS, and IMPS transactions for the THENMALAI area. The IFSC code IOBA0000981 is required for all electronic fund transfers to this branch.