INDIAN OVERSEAS BANK COMMERCIAL AND INSTL CREDIT IFSC Code

    IOBA0001046
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    001046

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0001046

    Bank

    INDIAN OVERSEAS BANK

    Branch

    COMMERCIAL AND INSTL CREDIT

    IFSC Code

    IOBA0001046

    MICR Code

    600020006

    Address

    98-A, EUROS CORPORATE CENTRE, DR RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI - 600004

    City

    CHENNAI

    District

    CHENNAI

    State

    TAMIL NADU

    Phone

    28478638

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The COMMERCIAL AND INSTL CREDIT branch of INDIAN OVERSEAS BANK is located in CHENNAI, TAMIL NADU. This branch handles NEFT, RTGS, and IMPS transactions for the CHENNAI area. The IFSC code IOBA0001046 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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