INDIAN OVERSEAS BANK UMAHIKALAN IFSC Code

    IOBA0001208
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    001208

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0001208

    Bank

    INDIAN OVERSEAS BANK

    Branch

    UMAHIKALAN

    IFSC Code

    IOBA0001208

    MICR Code

    247020051

    Address

    VIA RAMPUR MANHARAN UMAHIKALAN PIN 247451

    City

    UMAHIKALAN

    District

    SAHARANPUR

    State

    UTTAR PRADESH

    Phone

    257298

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The UMAHIKALAN branch of INDIAN OVERSEAS BANK is located in SAHARANPUR, UTTAR PRADESH. This branch handles NEFT, RTGS, and IMPS transactions for the UMAHIKALAN area. The IFSC code IOBA0001208 is required for all electronic fund transfers to this branch.

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