INDIAN OVERSEAS BANK KHARAGPUR IFSC Code
IOBA0001289
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
001289
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0001289
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The KHARAGPUR branch of INDIAN OVERSEAS BANK is located in NORTH 24 PARGANAS, WEST BENGAL. This branch handles NEFT, RTGS, and IMPS transactions for the KHARAGPUR area. The IFSC code IOBA0001289 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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