INDIAN OVERSEAS BANK PALAYAM IFSC Code

    IOBA0001316
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    001316

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0001316

    Bank

    INDIAN OVERSEAS BANK

    Branch

    PALAYAM

    IFSC Code

    IOBA0001316

    MICR Code

    639020011

    Address

    NO 412/6A - 3, TRICHY MAIN ROAD, PALAYAM - 624 620

    City

    PALAYAM

    District

    DINDIGUL

    State

    TAMIL NADU

    STD Code

    0

    Phone

    234254

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The PALAYAM branch of INDIAN OVERSEAS BANK is located in DINDIGUL, TAMIL NADU. This branch handles NEFT, RTGS, and IMPS transactions for the PALAYAM area. The IFSC code IOBA0001316 is required for all electronic fund transfers to this branch.

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