INDIAN OVERSEAS BANK GURDASPUR IFSC Code

    IOBA0001603
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    001603

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0001603

    Bank

    INDIAN OVERSEAS BANK

    Branch

    GURDASPUR

    IFSC Code

    IOBA0001603

    MICR Code

    143020202

    Address

    514 BY 18, POLICE LINES ROAD, GURDASPUR 143521

    City

    GURDASPUR

    District

    GURDASPUR

    State

    PUNJAB

    STD Code

    8725

    Phone

    228364

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The GURDASPUR branch of INDIAN OVERSEAS BANK is located in GURDASPUR, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the GURDASPUR area. The IFSC code IOBA0001603 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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