INDIAN OVERSEAS BANK COOCH BEHAR IFSC Code
IOBA0002412
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
002412
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0002412
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The COOCH BEHAR branch of INDIAN OVERSEAS BANK is located in KOCH BIHAR, WEST BENGAL. This branch handles NEFT, RTGS, and IMPS transactions for the RO KOLKATA II area. The IFSC code IOBA0002412 is required for all electronic fund transfers to this branch.