INDIAN OVERSEAS BANK SMESAHARANPURDELHI ROAD IFSC Code

    IOBA0002981
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    002981

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0002981

    Bank

    INDIAN OVERSEAS BANK

    Branch

    SMESAHARANPURDELHI ROAD

    IFSC Code

    IOBA0002981

    MICR Code

    247020007

    Address

    A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH

    City

    SAHARANPUR

    District

    SAHARANPUR

    State

    UTTAR PRADESH

    STD Code

    44

    Phone

    28584896

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The SMESAHARANPURDELHI ROAD branch of INDIAN OVERSEAS BANK is located in SAHARANPUR, UTTAR PRADESH. This branch handles NEFT, RTGS, and IMPS transactions for the SAHARANPUR area. The IFSC code IOBA0002981 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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