INDIAN OVERSEAS BANK SAMBA IFSC Code
IOBA0003826
Verified
IFSC Code Breakdown
IOBA
Bank Code
0
Zero
003826
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for IOBA0003826
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The SAMBA branch of INDIAN OVERSEAS BANK is located in SAMBA, JAMMU AND KASHMIR. This branch handles NEFT, RTGS, and IMPS transactions for the SAMBA area. The IFSC code IOBA0003826 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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