INDIAN OVERSEAS BANK BAGAYAM IFSC Code

    IOBA0003871
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    003871

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0003871

    Bank

    INDIAN OVERSEAS BANK

    Branch

    BAGAYAM

    IFSC Code

    IOBA0003871

    MICR Code

    600020025

    Address

    DOOR NO 189,ARANI ROAD,PALAVANSATHU,VELLORE CITY,VELLORE TALUK,VELLORE DISTRICT,TAMIL NADU PIN 600123

    City

    VELLORE

    District

    VELLORE

    State

    TAMIL NADU

    STD Code

    416

    Phone

    9597870718

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The BAGAYAM branch of INDIAN OVERSEAS BANK is located in VELLORE, TAMIL NADU. This branch handles NEFT, RTGS, and IMPS transactions for the VELLORE area. The IFSC code IOBA0003871 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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