PUNJAB AND SIND BANK BHAGOWAL IFSC Code
PSIB0000109
Verified
IFSC Code Breakdown
PSIB
Bank Code
0
Zero
000109
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for PSIB0000109
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The BHAGOWAL branch of PUNJAB AND SIND BANK is located in GURDASPUR, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the BHAGOWAL area. The IFSC code PSIB0000109 is required for all electronic fund transfers to this branch.