PUNJAB AND SIND BANK GARCHA IFSC Code

    PSIB0000445
    Verified

    IFSC Code Breakdown

    PSIB

    Bank Code

    0

    Zero

    000445

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PSIB0000445

    Bank

    PUNJAB AND SIND BANK

    Branch

    GARCHA

    IFSC Code

    PSIB0000445

    MICR Code

    144023307

    Address

    GARCHA, DISTT. NAWANSHAHAR, PUNJAB - 144518

    City

    GARCHA

    District

    NAWANSHAHR

    State

    PUNJAB

    STD Code

    1823

    Phone

    234105

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The GARCHA branch of PUNJAB AND SIND BANK is located in NAWANSHAHR, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the GARCHA area. The IFSC code PSIB0000445 is required for all electronic fund transfers to this branch.

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