PUNJAB NATIONAL BANK RATUA IFSC Code

    PUNB0050120
    Verified

    IFSC Code Breakdown

    PUNB

    Bank Code

    0

    Zero

    050120

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PUNB0050120

    Bank

    PUNJAB NATIONAL BANK

    Branch

    RATUA

    IFSC Code

    PUNB0050120

    MICR Code

    WAITING

    Address

    RATUA,MALDA

    City

    RATUA

    District

    MALDA

    State

    WEST BENGAL

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The RATUA branch of PUNJAB NATIONAL BANK is located in MALDA, WEST BENGAL. This branch handles NEFT, RTGS, and IMPS transactions for the RATUA area. The IFSC code PUNB0050120 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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