PUNJAB NATIONAL BANK KARIYAM IFSC Code

    PUNB0097610
    Verified

    IFSC Code Breakdown

    PUNB

    Bank Code

    0

    Zero

    097610

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PUNB0097610

    Bank

    PUNJAB NATIONAL BANK

    Branch

    KARIYAM

    IFSC Code

    PUNB0097610

    MICR Code

    144024317

    Address

    LUDHIANA ROAD VPO KARIYAM 144514

    City

    KARIYAM

    District

    SHAHID BHAGAT SINGH NAGAR

    State

    PUNJAB

    STD Code

    1823

    Phone

    232874

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The KARIYAM branch of PUNJAB NATIONAL BANK is located in SHAHID BHAGAT SINGH NAGAR, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the KARIYAM area. The IFSC code PUNB0097610 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions