PUNJAB NATIONAL BANK KULDIHA IFSC Code

    PUNB0103120
    Verified

    IFSC Code Breakdown

    PUNB

    Bank Code

    0

    Zero

    103120

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PUNB0103120

    Bank

    PUNJAB NATIONAL BANK

    Branch

    KULDIHA

    IFSC Code

    PUNB0103120

    MICR Code

    WAITING

    Address

    VILL&P.O KULDIHA,DIST. BURDWAN

    City

    KULDIHA

    District

    BARDHAMAN

    State

    WEST BENGAL

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The KULDIHA branch of PUNJAB NATIONAL BANK is located in BARDHAMAN, WEST BENGAL. This branch handles NEFT, RTGS, and IMPS transactions for the KULDIHA area. The IFSC code PUNB0103120 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions