PUNJAB NATIONAL BANK KHARU IFSC Code

    PUNB0959100
    Verified

    IFSC Code Breakdown

    PUNB

    Bank Code

    0

    Zero

    959100

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PUNB0959100

    Bank

    PUNJAB NATIONAL BANK

    Branch

    KHARU

    IFSC Code

    PUNB0959100

    MICR Code

    NA

    Address

    KHARU MARKET TEHSIL- KHARU DISTRICT-LEH JK LADAK 194201

    City

    LADAK

    District

    LEH

    State

    JAMMU AND KASHMIR

    STD Code

    11

    Phone

    23718172

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The KHARU branch of PUNJAB NATIONAL BANK is located in LEH, JAMMU AND KASHMIR. This branch handles NEFT, RTGS, and IMPS transactions for the LADAK area. The IFSC code PUNB0959100 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions