PUNJAB NATIONAL BANK GHAGWAL IFSC Code
PUNB0981200
Verified
IFSC Code Breakdown
PUNB
Bank Code
0
Zero
981200
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for PUNB0981200
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The GHAGWAL branch of PUNJAB NATIONAL BANK is located in JAMMU, JAMMU AND KASHMIR. This branch handles NEFT, RTGS, and IMPS transactions for the SAMBA area. The IFSC code PUNB0981200 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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