STATE BANK OF INDIA LADHOWAL IFSC Code
SBIN0003630
Verified
IFSC Code Breakdown
SBIN
Bank Code
0
Zero
003630
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for SBIN0003630
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The LADHOWAL branch of STATE BANK OF INDIA is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the LADHOWAL area. The IFSC code SBIN0003630 is required for all electronic fund transfers to this branch.