STATE BANK OF INDIA ADB HANDWARA IFSC Code
SBIN0003996
Verified
IFSC Code Breakdown
SBIN
Bank Code
0
Zero
003996
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for SBIN0003996
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The ADB HANDWARA branch of STATE BANK OF INDIA is located in KUPWARA, JAMMU AND KASHMIR. This branch handles NEFT, RTGS, and IMPS transactions for the KUPWARA area. The IFSC code SBIN0003996 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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|---|---|---|
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