STATE BANK OF INDIA SBS NAGAR, LUDHIANA IFSC Code

    SBIN0011972
    Verified

    IFSC Code Breakdown

    SBIN

    Bank Code

    0

    Zero

    011972

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for SBIN0011972

    Bank

    STATE BANK OF INDIA

    Branch

    SBS NAGAR, LUDHIANA

    IFSC Code

    SBIN0011972

    MICR Code

    141002042

    Address

    S.B.S. NAGAR,LUDHIANA,PAKHOWAL ROAD,DIST LUDHIANA 141002

    City

    SBS NAGAR

    District

    LUDHIANA

    State

    PUNJAB

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The SBS NAGAR, LUDHIANA branch of STATE BANK OF INDIA is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the SBS NAGAR area. The IFSC code SBIN0011972 is required for all electronic fund transfers to this branch.

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