What bank does IFSC SBIN0012704 belong to?

SBIN0012704 belongs to STATE BANK OF INDIA, WADKHAL branch.

Can I use SBIN0012704 for NEFT, RTGS, and IMPS?

Yes, IFSC codes are used for all electronic fund transfers including NEFT, RTGS, and IMPS.

STATE BANK OF INDIA WADKHAL IFSC Code

SBIN0012704

Verified

IFSC Code Breakdown

SBIN

Bank Code

Zero

012704

Branch Code

Note: The 5th character is always the digit zero (0), not the letter O.

Branch Details for SBIN0012704

Bank

STATE BANK OF INDIA

Branch

WADKHAL

IFSC Code

SBIN0012704

MICR Code

400002550

Address

WADKHAL BRANCH,AT AND POST WADKHAL,TALUKA PEN,DIST RAIGAD,MAHARASHTRA

City

PEN

District

RAIGAD

State

MAHARASHTRA

How to Use This IFSC

NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

Last Updated: Feb 2026

About this Branch

The WADKHAL branch of STATE BANK OF INDIA is located in RAIGAD, MAHARASHTRA. This branch handles NEFT, RTGS, and IMPS transactions for the PEN area. The IFSC code SBIN0012704 is required for all electronic fund transfers to this branch.

Frequently Asked Questions

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