UNION BANK OF INDIA AKHARA IFSC Code

    UBIN0540498
    Verified

    IFSC Code Breakdown

    UBIN

    Bank Code

    0

    Zero

    540498

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UBIN0540498

    Bank

    UNION BANK OF INDIA

    Branch

    AKHARA

    IFSC Code

    UBIN0540498

    MICR Code

    NA

    Address

    V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026.

    City

    AKHARA

    District

    LUDHIANA

    State

    PUNJAB

    Phone

    228887

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The AKHARA branch of UNION BANK OF INDIA is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the AKHARA area. The IFSC code UBIN0540498 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions