UNION BANK OF INDIA GHAWADI IFSC Code

    UBIN0540609
    Verified

    IFSC Code Breakdown

    UBIN

    Bank Code

    0

    Zero

    540609

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UBIN0540609

    Bank

    UNION BANK OF INDIA

    Branch

    GHAWADI

    IFSC Code

    UBIN0540609

    MICR Code

    NA

    Address

    NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206.

    City

    GHAWADI

    District

    LUDHIANA

    State

    PUNJAB

    Phone

    2852177

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The GHAWADI branch of UNION BANK OF INDIA is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the GHAWADI area. The IFSC code UBIN0540609 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions