UNION BANK OF INDIA PALAI IFSC Code

    UBIN0912204
    Verified

    IFSC Code Breakdown

    UBIN

    Bank Code

    0

    Zero

    912204

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UBIN0912204

    Bank

    UNION BANK OF INDIA

    Branch

    PALAI

    IFSC Code

    UBIN0912204

    MICR Code

    NA

    Address

    PLAZA, NEAR HEAD POST OFFICE, VELLAPPADU, PALAI686575,

    City

    PALAI

    District

    KOTTAYAM

    State

    KERALA

    STD Code

    4822

    Phone

    200320

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The PALAI branch of UNION BANK OF INDIA is located in KOTTAYAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the PALAI area. The IFSC code UBIN0912204 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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