AXIS BANK PHULLANWAL IFSC Code
UTIB0000196
Verified
IFSC Code Breakdown
UTIB
Bank Code
0
Zero
000196
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for UTIB0000196
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The PHULLANWAL branch of AXIS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the PHULLANWALA area. The IFSC code UTIB0000196 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
Nearby AXIS BANK Branches in PHULLANWALA
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|---|---|---|
| UNION BANK OF INDIA | PHULLANWALA | UBIN0538566 |
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