What bank does IFSC UTIB0003499 belong to?

UTIB0003499 belongs to AXIS BANK, GILL ROAD LUDHIANA branch.

What is the address of UTIB0003499?

GR FLR, MUNICIPAL NO B XXI 30 3 21, GILL ROAD LUDHIANA, LUDHIANA, PUNJAB

Can I use UTIB0003499 for NEFT, RTGS, and IMPS?

Yes, IFSC codes are used for all electronic fund transfers including NEFT, RTGS, and IMPS.

AXIS BANK GILL ROAD LUDHIANA IFSC Code

UTIB0003499

Verified

IFSC Code Breakdown

UTIB

Bank Code

Zero

003499

Branch Code

Note: The 5th character is always the digit zero (0), not the letter O.

Branch Details for UTIB0003499

Bank

AXIS BANK

Branch

GILL ROAD LUDHIANA

IFSC Code

UTIB0003499

MICR Code

141211033

Address

GR FLR, MUNICIPAL NO B XXI 30 3 21

City

GILL ROAD LUDHIANA

District

LUDHIANA

State

PUNJAB

STD Code

Phone

9872841286

How to Use This IFSC

NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

Last Updated: Feb 2026

About this Branch

The GILL ROAD LUDHIANA branch of AXIS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the GILL ROAD LUDHIANA area. The IFSC code UTIB0003499 is required for all electronic fund transfers to this branch.