AXIS BANK VAIKOM IFSC Code

    UTIB0003946
    Verified

    IFSC Code Breakdown

    UTIB

    Bank Code

    0

    Zero

    003946

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTIB0003946

    Bank

    AXIS BANK

    Branch

    VAIKOM

    IFSC Code

    UTIB0003946

    MICR Code

    686211602

    Address

    ASARIPARAMBIL BLDG, NORTH GATE ROAD, VAIKOM

    City

    KOTTAYAM

    District

    KOTTAYAM

    State

    KERALA

    STD Code

    4829

    Phone

    223123

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The VAIKOM branch of AXIS BANK is located in KOTTAYAM, KERALA. This branch handles NEFT, RTGS, and IMPS transactions for the KOTTAYAM area. The IFSC code UTIB0003946 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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