AXIS BANK GANGYAL IFSC Code

    UTIB0004981
    Verified

    IFSC Code Breakdown

    UTIB

    Bank Code

    0

    Zero

    004981

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTIB0004981

    Bank

    AXIS BANK

    Branch

    GANGYAL

    IFSC Code

    UTIB0004981

    MICR Code

    180211018

    Address

    GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR

    City

    JAMMU

    District

    JAMMU

    State

    JAMMU AND KASHMIR

    STD Code

    191

    Phone

    9596254179

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The GANGYAL branch of AXIS BANK is located in JAMMU, JAMMU AND KASHMIR. This branch handles NEFT, RTGS, and IMPS transactions for the JAMMU area. The IFSC code UTIB0004981 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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