UTKARSH SMALL FINANCE BANK SARAIYA IFSC Code
UTKS0001197
Verified
IFSC Code Breakdown
UTKS
Bank Code
0
Zero
001197
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for UTKS0001197
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The SARAIYA branch of UTKARSH SMALL FINANCE BANK is located in MUZAFFARPUR, BIHAR. This branch handles NEFT, RTGS, and IMPS transactions for the SARAIYA area. The IFSC code UTKS0001197 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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