UTKARSH SMALL FINANCE BANK RATU ROAD IFSC Code

    UTKS0001264
    Verified

    IFSC Code Breakdown

    UTKS

    Bank Code

    0

    Zero

    001264

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTKS0001264

    Bank

    UTKARSH SMALL FINANCE BANK

    Branch

    RATU ROAD

    IFSC Code

    UTKS0001264

    MICR Code

    834762003

    Address

    SMT.SUSHEELA SHARAM,W/O DWARIKA PRASHAD DEVI MANDAP ROAD,HESAL,RANCHI,THANA-SUKHEDEV NAGAR DIST.RANCHI ( JHARKHAND),PIN-834005

    City

    RATU ROAD

    District

    RANCHI

    State

    JHARKHAND

    STD Code

    651

    Phone

    9523095851

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The RATU ROAD branch of UTKARSH SMALL FINANCE BANK is located in RANCHI, JHARKHAND. This branch handles NEFT, RTGS, and IMPS transactions for the RATU ROAD area. The IFSC code UTKS0001264 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions