UTKARSH SMALL FINANCE BANK BANKA IFSC Code
IFSC Code Breakdown
UTKS
Bank Code
0
Zero
001304
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for UTKS0001304
UTKARSH SMALL FINANCE BANK
BANKA
UTKS0001304
813762002
FIRST FLOOR,WARD NO.5,KHATA NO 23& 37,KHASARA NO 6& 7,MAHARANA COMPLEX,KATORIYA ROAD,MAUZA - BOGARIA,MUHALLA - BIJAY NAGAR,THANA - BANKA,DISTRICT - BANKA,STATE - BIHAR,PIN CODE 813102
BANKA
BANKA
BIHAR
91
9811148660
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The BANKA branch of UTKARSH SMALL FINANCE BANK is located in BANKA, BIHAR. This branch handles NEFT, RTGS, and IMPS transactions for the BANKA area. The IFSC code UTKS0001304 is required for all electronic fund transfers to this branch.
Frequently Asked Questions
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