UTKARSH SMALL FINANCE BANK VARACHHA SURAT IFSC Code

    UTKS0001608
    Verified

    IFSC Code Breakdown

    UTKS

    Bank Code

    0

    Zero

    001608

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTKS0001608

    Bank

    UTKARSH SMALL FINANCE BANK

    Branch

    VARACHHA SURAT

    IFSC Code

    UTKS0001608

    MICR Code

    395762003

    Address

    SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIETY CHIKUWADI NANA VARACHHA,SURAT PINCODE-395006 GUJARAT

    City

    SURAT

    District

    SURAT

    State

    GUJARAT

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The VARACHHA SURAT branch of UTKARSH SMALL FINANCE BANK is located in SURAT, GUJARAT. This branch handles NEFT, RTGS, and IMPS transactions for the SURAT area. The IFSC code UTKS0001608 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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