UTKARSH SMALL FINANCE BANK GARRA IFSC Code
UTKS0001964
Verified
IFSC Code Breakdown
UTKS
Bank Code
0
Zero
001964
Branch Code
Note: The 5th character is always the digit zero (0), not the letter O.
Branch Details for UTKS0001964
How to Use This IFSC
NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.
RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.
IMPS: For Immediate Payment Service, available 24x7 for instant transfers.
Last Updated: Feb 2026
About this Branch
The GARRA branch of UTKARSH SMALL FINANCE BANK is located in BALAGHAT, MADHYA PRADESH. This branch handles NEFT, RTGS, and IMPS transactions for the GARRA BALAGHAT area. The IFSC code UTKS0001964 is required for all electronic fund transfers to this branch.