UTKARSH SMALL FINANCE BANK GARRA IFSC Code

    UTKS0001964
    Verified

    IFSC Code Breakdown

    UTKS

    Bank Code

    0

    Zero

    001964

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTKS0001964

    Bank

    UTKARSH SMALL FINANCE BANK

    Branch

    GARRA

    IFSC Code

    UTKS0001964

    MICR Code

    481762002

    Address

    UTKARSH SMALL FINANCE BANK LTD.BALAGHAT TO LALBARRA ROAD NEAR GARRA CHOWK AND WAINGANGA RIVER GARRA BALAGHAT MADHYA PRADESH PIN CODE - 481001

    City

    GARRA BALAGHAT

    District

    BALAGHAT

    State

    MADHYA PRADESH

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The GARRA branch of UTKARSH SMALL FINANCE BANK is located in BALAGHAT, MADHYA PRADESH. This branch handles NEFT, RTGS, and IMPS transactions for the GARRA BALAGHAT area. The IFSC code UTKS0001964 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions