UTKARSH SMALL FINANCE BANK KOCH IFSC Code

    UTKS0001968
    Verified

    IFSC Code Breakdown

    UTKS

    Bank Code

    0

    Zero

    001968

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTKS0001968

    Bank

    UTKARSH SMALL FINANCE BANK

    Branch

    KOCH

    IFSC Code

    UTKS0001968

    MICR Code

    824762102

    Address

    UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR NEAR MIDDLE SCHOOL KONCH GAYA BIHAR PIN,824207

    City

    GAYA

    District

    GAYA

    State

    BIHAR

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The KOCH branch of UTKARSH SMALL FINANCE BANK is located in GAYA, BIHAR. This branch handles NEFT, RTGS, and IMPS transactions for the GAYA area. The IFSC code UTKS0001968 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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