UTKARSH SMALL FINANCE BANK BUGUDA IFSC Code

    UTKS0002105
    Verified

    IFSC Code Breakdown

    UTKS

    Bank Code

    0

    Zero

    002105

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTKS0002105

    Bank

    UTKARSH SMALL FINANCE BANK

    Branch

    BUGUDA

    IFSC Code

    UTKS0002105

    MICR Code

    761762005

    Address

    UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118

    City

    BUGUDA

    District

    GANJAM

    State

    ODISHA

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The BUGUDA branch of UTKARSH SMALL FINANCE BANK is located in GANJAM, ODISHA. This branch handles NEFT, RTGS, and IMPS transactions for the BUGUDA area. The IFSC code UTKS0002105 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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