HDFC BANK PAYAL IFSC Code

    HDFC0002196
    Verified

    IFSC Code Breakdown

    HDFC

    Bank Code

    0

    Zero

    002196

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for HDFC0002196

    Bank

    HDFC BANK

    Branch

    PAYAL

    IFSC Code

    HDFC0002196

    MICR Code

    141240021

    Address

    HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA

    City

    PAYAL

    District

    LUDHIANA

    State

    PUNJAB

    STD Code

    91

    Phone

    9815331111

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The PAYAL branch of HDFC BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the PAYAL area. The IFSC code HDFC0002196 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

    Nearby HDFC BANK Branches in PAYAL

    BankBranchIFSC
    STATE BANK OF INDIAKADDONSBIN0051079
    STATE BANK OF INDIARAMPURSBIN0051221
    AXIS BANKPAYALUTIB0002130
    PUNJAB AND SIND BANKPAYALPSIB0021341
    PUNJAB AND SIND BANKKATANAPSIB0021479