AXIS BANK PAYAL IFSC Code

    UTIB0002130
    Verified

    IFSC Code Breakdown

    UTIB

    Bank Code

    0

    Zero

    002130

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for UTIB0002130

    Bank

    AXIS BANK

    Branch

    PAYAL

    IFSC Code

    UTIB0002130

    MICR Code

    141211203

    Address

    GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416

    City

    PAYAL

    District

    LUDHIANA

    State

    PUNJAB

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The PAYAL branch of AXIS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the PAYAL area. The IFSC code UTIB0002130 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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