INDIAN OVERSEAS BANK JOWAI IFSC Code

    IOBA0003520
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    003520

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0003520

    Bank

    INDIAN OVERSEAS BANK

    Branch

    JOWAI

    IFSC Code

    IOBA0003520

    MICR Code

    WAITING

    Address

    PO JOWAI DIST WEST JAINTIA HILLS PIN 793150 MEGHALAYA

    City

    JOWAI

    District

    JAINTIA HILLS

    State

    MEGHALAYA

    STD Code

    361

    Phone

    2464397

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The JOWAI branch of INDIAN OVERSEAS BANK is located in JAINTIA HILLS, MEGHALAYA. This branch handles NEFT, RTGS, and IMPS transactions for the JOWAI area. The IFSC code IOBA0003520 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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