PUNJAB NATIONAL BANK JOWAI IFSC Code

    PUNB0004320
    Verified

    IFSC Code Breakdown

    PUNB

    Bank Code

    0

    Zero

    004320

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for PUNB0004320

    Bank

    PUNJAB NATIONAL BANK

    Branch

    JOWAI

    IFSC Code

    PUNB0004320

    MICR Code

    WAITING

    Address

    JOWTAWMUSINNG ROAD,JOWAI,MEGHALAYA

    City

    JOWAI

    District

    JAINTIA HILL

    State

    MEGHALAYA

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The JOWAI branch of PUNJAB NATIONAL BANK is located in JAINTIA HILL, MEGHALAYA. This branch handles NEFT, RTGS, and IMPS transactions for the JOWAI area. The IFSC code PUNB0004320 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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