INDIAN OVERSEAS BANK LUDHIANA MAIN IFSC Code

    IOBA0000047
    Verified

    IFSC Code Breakdown

    IOBA

    Bank Code

    0

    Zero

    000047

    Branch Code

    Note: The 5th character is always the digit zero (0), not the letter O.

    Branch Details for IOBA0000047

    Bank

    INDIAN OVERSEAS BANK

    Branch

    LUDHIANA MAIN

    IFSC Code

    IOBA0000047

    MICR Code

    141020006

    Address

    1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001

    City

    LUDHIANA

    District

    LUDHIANA

    State

    PUNJAB

    STD Code

    161

    Phone

    2750169

    How to Use This IFSC

    NEFT: Use this IFSC for National Electronic Funds Transfer. Available 24x7.

    RTGS: Use for Real Time Gross Settlement for amounts ≥₹2 lakh.

    IMPS: For Immediate Payment Service, available 24x7 for instant transfers.

    Last Updated: Feb 2026

    About this Branch

    The LUDHIANA MAIN branch of INDIAN OVERSEAS BANK is located in LUDHIANA, PUNJAB. This branch handles NEFT, RTGS, and IMPS transactions for the LUDHIANA area. The IFSC code IOBA0000047 is required for all electronic fund transfers to this branch.

    Frequently Asked Questions

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